You’ve been driving your car for years, and you know all the hazards of the road. But have you ever thought about what would happen if someone else was driving? In this article, we’ll explore the question of whether or not Geico would cover your car if someone else was responsible for the accident.
What is Geico?
Geico is a car insurance company that was founded in 1969. Geico is one of the largest auto insurance providers in the United States, with over 26 million customers. Geico offers a variety of insurance plans and discounts for drivers who have good driving records. Geico also offers roadside assistance, car rental coverage, and online car insurance quotes.
Geico has been known for its humorous commercials and its commitment to customer service. In 2011, Geico was ranked No. 3 on Forbes’ list of the 50 best companies to work for in America.
If you are looking for an affordable car insurance provider that offers a wide variety of services, Geico is definitely worth considering.
What does Geico cover?
What does Geico cover? Geico covers most types of accidents and injuries, including property damage. This means that if someone else is driving your car when it’s in an accident, Geico will still cover the damages. Additionally, if you’re the victim of a crime while driving, Geico may provide coverage for your vehicle and personal belongings.
Who is not covered by Geico?
Geico does not cover cars driven by individuals who are not licensed or insured in their state. This means that if you’re not covered by Geico, you’re not covered when driving in another state.
Of particular note, Geico does not cover cars driven by individuals under the age of 18, those with a CDL license who are not operating as an authorized driver, or those driving a commercial vehicle without a proper endorsement.
If you’re unsure whether you’re covered by Geico, please contact our customer service department at 1-800-462-9262 and we’ll be happy to help.
How to file a claim?
If you’re the driver and someone else is driving your car and it gets into an accident, you may be able to file a claim with Geico. Here’s how:
1. Contact Geico as soon as possible after the accident.
2. Provide the other driver’s driver’s license, registration, insurance information, and any witnesses you have.
3. Explain the incident and your involvement in it.
4. Request a written estimate of your damage, including any medical expenses you may have incurred.
5. Pay the estimate if it’s less than the total amount of your claim. If the estimate is more than the total amount of your claim, Geico will pay the difference.
If you don’t have any money left over after paying the estimate, Geico will issue a check for that amount later.
Conclusion
If you’re ever in a car accident and the other driver is at fault, will Geico cover your car? The short answer is that it depends on the situation. If you were driving under the influence of drugs or alcohol, then Geico may not cover your car. In addition, if someone else was driving recklessly or without a valid license, Geico may not cover your car. However, if you were driving within the limits of the law and another driver caused the accident by failing to adhere to traffic laws, then Geico likely would cover your vehicle. So make sure to read all of the details before filing a claim so that you understand what’s covered and what isn’t.