Will Car Insurance Cover a Blown Engine

If you’ve ever had to replace an engine in your car, you know how expensive it can be. In fact, according to The Huffington Post, a blown engine can cost as much as $10,000! If you’re like most drivers, you probably don’t have that kind of money lying around.

Luckily, car insurance usually covers the cost of replacing an engine. So if something happens and your engine blows, don’t worry – your policy will cover the cost.

But what happens if your engine doesn’t blow? In that case, your car may still be able to drive, but it might not be safe to do so. And if it does start crashing and injuring other drivers, your insurance company may not be willing to cover the costs of repairing or replacing the engine.

So whether your engine blows or not, make sure you have car insurance that covers blown engines – it could save you a lot of money in the long run!

What is a blown engine?

Blown engines are a result of a catastrophic failure in the engine. This can be due to a variety of things, but the most common cause is a piston or cylinder failure.
If you’re ever driving and your engine starts making weird noises or seems to be struggling to turn over, it’s probably time to get it checked out. A blown engine can ultimately lead to major problems and could cost you a lot of money in repairs.
If you’ve ever had ablown engine, or if you’re worried that yours might be blown, here’s some information on what to do.
First, make sure your car is in park and your keys are off the key ring. Next, try to determine what caused the engine failure. Was it something you did? Was it something that happened while you were driving? Did the engine just randomly start blowing smoke? Once you’ve determined the cause of the problem, take note of all the warning signs your car gave before it failed. This will help you avoid similar issues in the future.
If your car has failed its safety inspection because of anblown engine, don’t try and fix it yourself!

Causes of a blown engine

A blown engine can occur for a variety of reasons, and whether or not your car insurance will cover it is often dependent on the specifics of your policy. Here are a few of the more common causes:

– Defective engine parts: A blown engine can be the result of something as simple as a faulty spark plug, or as more serious, a defective cylinder head or piston. In most cases, if you can identify the specific part that’s causing the issue, you may be able to get your insurance company to cover the cost of replacing that part.

– Overrevving: If you’re driving your car too hard, or going too fast for the conditions, you’re risking blowing an engine. This can happen due to improper maintenance, driver error or even weather conditions like high winds or hot temperatures. If you notice any unusual problems with your car’s performance, like hesitations, power loss or difficulty starting, be sure to bring it in for inspection.

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– Knock: When an engine knock is detected by your car’s computerized control system, it’s usually an indication that there’s something wrong with one or more of your engine’s valves.

How to know if your car has a blown engine

If you’ve been having trouble starting your car, or it’s been giving you some other odd symptoms, it might be time to take it in for a checkup. Somewhere between 10% and 20% of all car engines will experience a blown component at some point- most commonly the head gasket. While this may not seem like a big deal, a blown engine can quickly lead to expensive repairs, so it’s important to know if yours is one of them. Here are four things to look for:

1) Smoke coming from the exhaust – If smoke is coming out of your car’s exhaust, that means there’s something burning inside of the engine. This could be indicative of a blown head gasket, which is the most common type of engine failure.

2) Poor performance – If your car isn’t running as well as it should be, that could also be a sign of a blown engine. A blown head gasket often results in decreased performance and gas mileage, so if your car isn’t driving the way it used to (or isn’t starting at all), that might be another indicator.

3) Faulty emissions checks – If you’re noticing problems.

What to do if your car has a blown engine

If your car has a blown engine, there are a few things you should do to protect yourself and your vehicle. First, call your insurance company and report the accident as soon as possible. This will help them track down who was at fault and possibly cover your damages. Next, take pictures of the damage and the engine part that blew. This will help you prove that the engine blew and may help get your car fixed more quickly. Finally, if you can, try to get the other driver’s insurance information so you can file a claim.


If you’ve had a car repaired recently and your engine has been replaced, your insurance company may not cover the cost of the engine replacement. The reason is that an engine replacement is considered a “major repair” and is therefore not covered by most car insurance policies. If you have comprehensive or collision coverage, however, your policy may still cover the cost of the engine replacement. In general, it’s important to check with your car insurance company to see if replacing an engine is covered before taking any steps.

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